Navigating Medicare doesn’t have to be confusing. Whether you’re turning 65 soon, retiring, or reviewing your coverage during the Annual Enrollment Period (AEP), the team at Strickland Insurance & Financial Group is here to help you understand your options and make confident choices — right here in Pembroke, NC.
As your local Medicare experts, we take the time to explain your choices, answer your questions, and find the plan that fits your health needs, budget, and lifestyle.
Understanding the Basics of Medicare
Medicare is a federal health insurance program primarily for people aged 65 and older, as well as some younger individuals with disabilities. It’s made up of different parts that work together to cover your medical needs:
- Part A – Hospital Insurance (covers hospital stays, skilled nursing care, hospice, and some home health care)
- Part B – Medical Insurance (covers doctor visits, outpatient care, and preventive services)
- Part C (Medicare Advantage) – Private plans that combine Part A and B, and often include prescription drug, dental, vision, and hearing coverage
- Part D – Prescription Drug Coverage
Our licensed agents can help you understand how these parts work together — and which combination gives you the coverage you need.
Medicare Options Available in Pembroke
In Pembroke and Robeson County, you have several Medicare options, including:
- Medicare Advantage (Part C) plans from top carriers
- Medicare Supplement (Medigap) plans for those who prefer more flexibility
- Part D Prescription Drug plans to help with medication costs
- Additional coverage like dental, vision, and hearing insurance
Because plans can vary by county, it’s important to review what’s available specifically in Pembroke. Our agents will compare plans side-by-side so you can easily see which one fits your needs and budget.
Why Work With a Local Medicare Agent?
When you work with Strickland Insurance & Financial Group, you’re not calling a 1-800 number or talking to someone in another state. You’re getting personal, one-on-one guidance from local experts who understand your community and your options.
We’ll help you:
- Review your current coverage and see if it still meets your needs
- Compare 2026 plans available in Robeson County
- Find plans that include your doctors, hospitals, and prescriptions
- Enroll easily — with help every step of the way
And the best part? Our services come at no extra cost to you.
When Can You Enroll in Medicare?
There are a few key times when you can enroll or make changes to your Medicare coverage:
- Turning 65: Your Initial Enrollment Period starts 3 months before your 65th birthday and lasts for 7 months.
- Annual Enrollment Period (AEP): From October 15 to December 7 each year, you can change or review your Medicare Advantage or Part D plan.
- Special Enrollment Periods: Certain life changes — like moving or losing other coverage — may qualify you for a special enrollment window.
If you’re unsure which period applies to you, our team can walk you through your options and deadlines.
Get Local Help with Medicare in Pembroke, NC
You don’t have to navigate Medicare alone. The friendly team at Strickland Insurance & Financial Group is here to help you understand your choices, compare plans, and make sure you get the coverage you deserve.
We’re proud to serve Pembroke and surrounding Robeson County communities, helping our neighbors get peace of mind and confidence in their healthcare coverage.