Cover your prescription medications
Medicare Part D plans cover your prescription medications. Each plan has a list of medications it covers called a formulary. It is broken down into tiers, typically by generic, name brand, and so on.
What does Medicare part d cover?
Each Medicare Part D plan has a formulary — a list of medications it covers. Medicare requires the plan must offer at least two drugs in each class. Also, each plan cover all — or nearly all — prescription drugs in these classes:
- Antidepressants
- Antipsychotics
- Anticonvulsants
- Immunosuppressants
- Anti-cancer medications
- HIV/AIDS drugs
Part D plans also cover common vaccines to prevent illness.
What drugs doesn’t Part D cover?
Prescription drug plans do not cover any medications Original Medicare covers for you. Other than that, there are a few medications that Part D will not typically cover including:
- Any Weight Loss or Weight Gain Drugs
- Fertility Medication
- Over-The-Counter Medication
- Erectile Dysfunction Medication
- Cosmetic Drugs
You may find a Part D carrier that offers these medications, but it is not the norm. Also, the above list is not a complete one. If you do feel you need a drug that is not on a formulary you would like to be on, you have the right to ask for an exception.
